We chose a high street firm for my conveyancing in Bedford yesterday. Looking through the Ts and Cs I notewe are on the hook for fees even if the movedoes not proceed. Would I be best advised to appoint a web based solicitor practice promising no move no charge conveyancing in Bedford?

It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be higher to offset those conveyances that do not proceed. You should be mindful that these promotions tend not to cover expenditure for example Bedford conveyancing search costs.

All was ready to complete my purchase in Bedford next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not limited to conveyancing in Bedford.

I'm purchasing a new build house in Bedford with a mortgage from . The sellers would not budge the amount so I negotiated £7000 of extras instead. The property agent suggested that I not reveal to my lawyer about the deal as it would adversely affect my mortgage with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Bedford and I am already nervous. I couldn't find anything specific about Bedford. Conveyancing will be needed in due course but do you know about the Bedford area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bedford. In the meantime here are some basic statistics that we found

I am the registered owner of a 2 bed flat in Bedford, conveyancing having been completed 3 years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Bedford with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease terminates on 21st October 50

You have 50 years unexpired we estimate the price of your lease extension to span between £36,100 and £41,800 as well as costs.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.