Having been referred to your web site we were about to use a conveyancing solicitor in Rushden listed on your site but have come across alternative quotes via the web appear less pricey – how come?

There are hundreds of conveyancers advertising at first sight what seems to be cut price. Our recommendation is to give due consideration about how important this transaction is to you that want to take 'cheap' risks concerning the quality of the legal work. Some embed fees well inside the terms and conditions. The conveyancers that we list for conveyancing in Rushden neverbehave this way.

My partner and I are nearing an exchange on a flat in Rushden and my mum and dad have transferred the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has not arrived from me my conveyancing practitioner needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I informed the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?

Your solicitor is obliged to clarify with lender to ensure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a property in Rushden?

Unless a prior acquisition of the house completed after 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Rushden to remain recommending a chancel search and or chancel repair liability insurance.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Rushden. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Rushden

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

Am I right to be concerned that third parties that I am dealing with are recommending a factory type conveyancing firm as opposed to a High Street Rushden conveyancing company?

As is the case with many service providers, often recommendations from family and friends can be extremely useful or valuable. But there are many players in a conveyancing deal; estate agents, mortgage brokers and banks may recommend solicitors to choose. Sometimes the solicitors might be known to one of the organisations as experts in their field, but occasionally there might be a financial incentive behind the recommendation. You are at liberty to select your preferred conveyancer. You need to be aware that most lenders specify a panel list of conveyancers you are obliged to use for the lender related work in your home move.