Just been in touch with my conveyancing lawyer in Raunds who completed the legal work 18 months ago asking for a conveyancing costs illustration based on an identical type of home move (a leasehold property and a freehold property) of similar values with a home loan from Bank of Ireland. I am now being quoted double. Should I hunt for a cheaper online property lawyer?
The estimate does seem a little overpriced. If you you were to look around you could reduce the fees marginally by perhaps a hundred pounds. That being said, if you were satisfied with the legal work the firm offered you couldlive to regret opting for an an untested solicitor. Don't forget to enquire that the firm can represent Bank of Ireland. Do make use of our search tool to select a Raunds conveyancing firm on the Bank of Ireland member panel, which can often include conveyancing solicitors in Raunds.
I am buying a house mortgage free in Raunds. I have been living for the previous twelve years in Raunds. Conveyancing searches are expensive. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?
If you not getting a home loan, then all but one or two of the Raunds conveyancing searches are optional. Your conveyancer will try and steer you, perhaps strongly, that you should have searches completed, but she is duty bound to do this. One thing to take into account; if you are going to dispose of the house in the future, it could be of relevance to your prospective purchaser what the searches contain. Sometimes houses with functional issues can still show up adverse search results. A good conveyancing solicitor in Raunds should be able to give you some helpful guidance concerning this.
I am about to put an offer on a leasehold property in Raunds. The property agents assure me that it is usual for flats in Raunds to have less than 75 years left on the lease. I am getting a mortgage with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/7/2025 the requirements read as follows :
There is lots of here regarding conveyancing in Raunds but what is your top tip for choosing the right conveyancer in Raunds
It would be unwise to be tempted by the lowest Raunds conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Can you point me to a directory of Santander panel solicitors in Raunds on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings available on the web. If you are looking for a Raunds conveyancing practitioner on the Santander please use our facility.
We were going to get a OIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Raunds solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Raunds solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
My husband and I have agreed a price on a Raunds flat left to us 8 years ago in 2010. I have over 15 years conveyancing know-how and, although retired, wish to carry out my own conveyancing. The purchaser's property lawyer has informed me that their building society will not allow you to do your own conveyancing insisting the funds to be transferred to a solicitor's bank account.
Mortgage instructions to conveyancers from all mainstream lenders specify that If the vendor does not have legal representation the borrower's lawyers should check whether the mortgage company needs to be informed so that a decision can be made if they are willing to proceed.