At what point can the exchange of contracts happen for residential conveyancing in Biddenham and am I required to attend the lawyers office?

Where you are near to our conveyancing solicitors in Biddenham you are invited in to sign documents. That being said, the law practices we work with supply a nationwide conveyancing service and provide just as detailed and professional a job for you when communicating with you electronically. The signing of the sale agreement is not when everything is set in stone. A signed contract is necessary for the solicitor to exchange contracts at the suitable time, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Biddenham)to be in the office available at the end of the phone to exchange contracts.

We are planning to buy with Loughborough BS. We have called around locally but am unable to find a Biddenham conveyancing firm on the Loughborough BS panel. Could you help?

Please do take advantage of the search tool on this page. Pick the lender and type Biddenham or your preferred area and you will see numerous solicitors based in Biddenham or nearest you.

My wife and I buying a 4 bedroom semi-detached house in Biddenham. We would like to carry out a loft conversion at the property.Will the conveyancing process include investigations to see if these alterations are allowed?

Your property lawyer should check the deeds as conveyancing in Biddenham will occasionally reveal restrictions in the title documents which prevent categories of works or necessitated the consent of a 3rd party. Certain extensions need local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

We previously instructed solicitors located in Biddenham on the Kent Reliance solicitor panel. They have just billed me a further fee for handling the Kent Reliance mortgage. Is this a supplemental conveyancing fee specified by Kent Reliance?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your lawyer is entitled to charge a fee for this. The charge is not set by Kent Reliance but by your Biddenham solicitor. Plenty of firms on the Kent Reliance panel will quote ’dealing with mortgage’ fee and others do not.

Our sealed bid on a house in Biddenham has been accepted, the owners do nevertheless have a tied purchase. The vendors have put an offer on somewhere, but it’s not been accepted yet, and have viewings of other apartments booked. I have chosen a nearby conveyancing solicitor in Biddenham. What do I do now? At what point should I apply for the mortgage with Nationwide?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then valuation, Biddenham conveyancing search costs, etc). First, you must check that your solicitor is on the Nationwide conveyancing panel. As to the next steps this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. In a buoyant market many purchasers would apply for the mortgage with Nationwide and pay for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.

I'm purchasing a new build house in Biddenham with the aid of help to buy. The developers refused to reduce the amount so I negotiated 6k of additionals instead. The estate agent told me not to tell my solicitor about the deal as it would affect my loan with Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My uncle has suggested that I use his lawyers for conveyancing in Biddenham. Should I use them?

Much as we are happy to recommend a Biddenham conveyancing lawyer the best way to choose a conveyancing solicitor is to have feedback from friends or relatives who have used the firm you're are thinking of instructing.