I went with a high street lawyer for my conveyancing in Bollington recently. Upon checking the official terms of business it is apparent thatwe are on the hook for charges even where the conveyance does not complete. Would I be best advised to instruct a web based conveyancing company promising no move no charge conveyancing in Bollington?

It is usually a trade off in that if "No Completion No Fee" is available then the conveyancing charges will tend to be be higher to cover the cases that do not go ahead. You should be mindful that these deals tend not to cover disbursements by way of example Bollington conveyancing search fees.

I am buying a house mortgage free in Bollington. I have lived for the last dozen years in Bollington. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

In the absence of a mortgage, then almost all of the Bollington conveyancing searches are optional. Your solicitor will try and sway you, no-doubt strongly, that you should have searches carried out, but he has a professional duty to do this. Do take into account; if you are going to sell the house in the future, it will be of relevance to your future purchaser what the searches determine. There are plenty of instances where houses with apparent issues can still show up unexpected search results. A good conveyancing solicitor in Bollington will be able to give you some helpful guidance in this regard.

It is a dozen years since I bought my house in Bollington. Conveyancing solicitors have recently been instructed on the sale but I can't track down the deeds. Will this cause complications?

You need not be too concerned. First the deeds may be kept by your lender or they may be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Bollington involves registered property but in the unlikely event that your property is not registered it is more problematic but is not insurmountable.

I am expecting a OIP from Santander this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Bollington solicitors on the Santander conveyancing panel, or is it better to go independently?

You will need to appoint Bollington solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.

I am currently in the process of buying my council flat in Bollington. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

Planning on purchasing a house in Bollington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bollington lawyer is on the Barclays conveyancing panel.

Me and my husband are buying a leasehold flat in Bollington. Conveyancing quotes are coming in at around £two thousand. Is that in the right ballpark?

The average fee in 2014 for conveyancing in Bollington was £1,395 not including SDLT and HM Land Registry charges.