I'm in the process of porting my current homeowner home loan to a Buy to Let Platform Home Loans Ltd mortgage. I have been informed by my broker that I must appoint a solicitor for this. I had a chat my former Middleton conveyancing practitioner who dealt with the legals when I originally purchased the premises. The fee calculation provided of just over five hundred pounds is surprising as its a refinance than a sale or purchase.

The estimate fees seem a tad high. Where you are willing to spend time comparing charges you may be able to get the conveyancing a bit cheaper by as much as £125. On the other hand, assuming were happy with the service the firm gave you mightlive to rue opting for an an unknown lawyer. If is important to enquire the firm can represent Platform Home Loans Ltd. You can utilise our search tool to choose a Middleton conveyancing firm on the Platform Home Loans Ltd approved list of lawyers, which can often include conveyancing solicitors in Middleton.

Is there a reason why leasehold purchase conveyancing in Middleton is more expensive?

Middleton leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Middleton is the location of the property. Can you shed any light on this issue?

Flying freeholds in Middleton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Middleton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Middleton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My cousin has urged me to appoint his conveyancing solicitors in Middleton. Should I use them?

No doubt the best way to select a conveyancing solicitor is to get guidance from friends or family who have actually used the firm that you are contemplating using.

I have noted on numerous consumer advice websites that when selecting a conveyancing solicitors they need approved by your mortgage company. I am first time buyer with but I have an AIP via Virgin Money and I already have a family conveyancing lawyer in Middleton at the ready. Will Nat West Bank insist on an approved solicitor to be instructed? If so, where do I find that list for my conveyancing in Middleton?

You should use a solicitor that is on the Nat West Bank panel. Just call your chosen Middleton conveyancing lawyer to check if they are on the Nat West Bank panel. If they are not on the panel you have numerous choices open to you here:

• Complete the purchase with your preferred Middleton conveyancer but Nat West Bank will undoubtedly instruct a property lawyer on their conveyancing panel. The net result is additional charges and probable delay.
• Choose a new conveyancing practitioner to conduct the conveyancing, obviously checking they are on the Nat West Bank conveyancing panel.
• Convince your lawyer to do everything possible to get accepted on the Nat West Bank panel of solicitors.