My solicitor has discovered a a legal deficiency with the lease for the flat we are buying in Irchester. The other side have put forward title insurance as a workaround. We are content with insurance and will cover the costs. Our says that he must ensure that the mortgage company is content with this solution. Who is the client here, us or the mortgage company ?

Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the mortgage company are the client. The appropriate lender requirements have to be complied with.

The Irchester conveyancing firm that I appointed last week on my house acquisition in Irchester have without warning closed. I chose them because I had to have a firm on the conveyancing panel and my previous Irchester lawyer was not. I gave my credit card details for them to take £195 for searches. What should be my next steps?

If you have an estate agent involved then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who did the conveyancing in Irchester 5 years ago are no longer around. What are my options?

Assuming you have a registered title the information relating to your proprietorship will be recorded by HMLR with a Title Number. It is easy to execute a search at the Land Registry, locate your property and obtain up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

I am looking to sell my property. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Irchester if that affects matters.

You should use our search tool to help you choose a solicitor for your conveyancing in Irchester. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

I note that you have a search directory listing solicitors on the mortgage company conveyancing panel. Do Irchester conveyancing companies pay you a commission if I retain them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Irchester.