I am in the throes of changing my current homeowner home loan to a Buy to Let Bank of Ireland mortgage. I have been informed by my broker that I need a conveyancer as part of the process. I spoke to my former Harrold conveyancing solicitor who who did the conveyancing when I previously acquired the property. The fee calculation provided of £550 has shocked me as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The estimate does seem a little steep. Where you are prepared to spend time contrasting costs you could trim some of the expense by perhaps £125. That being said, providing that you were pleased with the conveyancing the firm provided you mightcome to rue opting for an a cheaper conveyancer. If is important to ensure the solicitor can act for Bank of Ireland. You can make use of our search tool to choose a Harrold conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Harrold.

IfI were to purchase a simple residential propertyin Harrold mortgage fee and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Harrold?

The only saving you would achieve is the Harrold conveyancing searches. Your conveyancing practitioner still got to do everything else - money laundering, correspond with your sellers lawyer, SDLT return, register the ownership etc. A slight saving might be made by not needing to register a mortgage however it will not be a lot.

I have justbeen informed that Stirling Law have closed. They carried out my conveyancing in Harrold for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?

The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Harrold conveyancing specialists.

Just had an offer accepted on a new build flat in Harrold. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Harrold

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Harrold is where the house is located. Is there any advice you can impart?

Flying freeholds in Harrold are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harrold you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrold may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.