Me and my wife are purchasing a ground floor flat in Whalley Range. My Conveyancer has never been on on the bank solicitor panel. Can I still use my Whalley Range conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

You have a number of choices open to you here

• Proceed with your chosen Whalley Range but your lender will undoubtedly retain a on their approved list. The net result is additional fees together with potential delay.
• Appoint a new to act in the purchase, obviously checking they are on the lender conveyancing panel.
• Convince your conveyancing practitioner to do everything within their powers to get accepted on the bank’s conveyancing panel

We are selling our house in Whalley Range and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Whalley Range lawyer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing practice as opposed to a conveyancing solicitor in Whalley Range. Having lived in Whalley Range for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation need.

It would appear that you have a conveyancing solicitor already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

4 months have elapsed following my purchase conveyancing in Whalley Range took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Whalley Range with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not to tell my conveyancer about the deal as it could put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Been reading online that Whalley Range solicitors are more expensive than licensed conveyancers in Whalley Range when it comes to buying a property. So is it better if I use a conveyancer or a solicitor where I am buying a house in Whalley Range.

When it comes to conveyancing in Whalley Range the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.