I have just been advised by my IFA that my Stretford lawyer is not on the mortgage company Conveyancing panel. What can I do to be certain whether this is indeed the case?

The best course of action for you to take is to contact your Stretford lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Stretford conveyancing firm that is on the conveyancing panel for your mortgage company.

It has been five months following my purchase conveyancing in Stretford took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing my first flat in Stretford with a loan from Bank of Scotland. The sellers would not move on the amount so I negotiated £7000 of extras instead. The house builders rep advised me not to tell my conveyancer about the extras as it may affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In scouring the internet for the words conveyancing in Stretford it shows results of many property lawyersin the area. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?

The best method of choosing the right conveyancer is via personal testimonial, so seek the guidance of friends and relatives who have acquired a property in Stretford or the reputable estate agent or mortgage broker. Charges for conveyancing in Stretford differ, so it's a good idea to request a minimum of four estimates from different property lawyers. Make sure that you clarify that the charges are guaranteed not to to be inflated.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £400,000 flat in Stretford next week. The management company has quoted £348 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Stretford?

Stretford conveyancing on leasehold maisonettes normally involves the buyer’s conveyancer sending enquiries for the landlord to answer. Although the landlord is not legally bound to answer these enquiries the majority will be content to do so. They are at liberty to invoice a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is over three hundred pounds, in some cases it is above £800. The management information fee required by the landlord must be sent together with a synopsis of rights and obligations in relation to administration fees, otherwise the charge is technically not due. In reality one has no choice but to pay whatever is demanded if you want to exchange contracts with the buyer.

Stretford Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

Are there any major works in the planning that will likely increase the service charges? How is the lease structured?