Last March we completed a house move in Bury. We have since encountered a number of issues with the property which we consider were missed in the conveyancing searches. Do we have any recourse? What searches should? have been carried out for conveyancing in Bury?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Bury. Conveyancing searches and due diligence initiated as part of the buying process are carried out to help avoid problems. As part of the process, a seller fills in a document called a Seller’s Property Information Form. answers is inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Bury.
About to place an offer on a leasehold apartment in Bury. The estate agents advise that it is usual for flats in Bury to have less than 75 years unexpired on the lease. I am taking out a loan with Virgin. Will the property be mortgageable given that the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/7/2025 the requirements read as follows :
There is lots of here concerning conveyancing in Bury but what is your top tip for choosing the right conveyancer in Bury
Do not opt for the lowest Bury conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Does a directory service exist listing UBS panel conveyancers in Bury on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable on the web. If you are in need of a Bury lawyer on the UBS please use our tool.
The formalities of my remortgage has taken place for my property in Bury. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Should I be suspicious that estate agents that I am dealing with are suggesting an online conveyancing firm as opposed to a High Street Bury conveyancing practice?
As with many service providers, often suggestions from relatives can be most helpful. But there are numerous players in a conveyancing matter; estate agents, financial adviser and lenders might all suggest conveyancers to retain. On occasion the lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the endorsement. You are free to appoint your own lawyer. You need to be aware that some lenders specify a panel list of conveyancers you have to use for the mortgage related work in your transaction.
Our conveyancing solicitor in Bury is asking me for personal identification documents stating that this is part of his requirements as a conveyancer on the lender Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require Bury conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements