As I am unsure how the conveyancing bit works what is the most important number one tip you can impart concerning purchase conveyancing in Chadderton?

You may not hear this from too many lawyers but conveyancing in Chadderton and elsewhere in Greater Manchester is often a confrontational process. Put another way, when it comes to conveyancing there is an abundance of opportunity for conflict between you and other parties involved in the transaction. For instance, the seller, property agent and sometimes your bank. Choosing a lawyer for your conveyancing in Chadderton is a critical decision as your conveyancer is your adviser, and is the SOLE party in the process whose responsibility is to look after your legal interests and to protect you.

On occasion a potential adversary may attempt to sway you that you should follow their advice. For example, the selling agent may claim to be assisting by suggesting your conveyancer is wrong. Or your financial adviser may advise you to do take action that is against your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

My stepmother informed me that in purchasing a property in Chadderton there may be various restrictions prohibiting external alterations to the property. Is this right?

There are anumerous of properties in Chadderton which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Chadderton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you help - my lawyer says that lack of right of way insurance is required on my purchase. What is the level of cover for Chadderton conveyancing?

The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and Chelsea Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.

It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Chadderton bank branch on numerous occasions and was told they are content with the situation and they will lend. My Chadderton conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend in accordance with their specific requirements. I simply don't know who is right.

As long as the conveyancing practitioner is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

About to purchase a new build apartment in Chadderton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Chadderton

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Chadderton I like with a park and station in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Chadderton suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage that many years may be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I need to instruct a conveyancing lawyer in Chadderton for my house move. Is it possible to check a firm’s record with the legal regulator?

One can find documented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator may monitor call for training requirements.