I am helping my niece sell her house in Westcliff On Sea. Will the solicitor order the energy performance certificate or do I organise this?

After the abolition of Home Information Packs, energy performance certificates was left as a compulsory component of moving property. An energy assessment needs to be commissioned prior to the property being advertised. It is not a task that solicitors ordinarily arrange. Where you are instructing a Westcliff On Sea conveyancing lawyer they may help arrange energy assessments given their contacts with long established Westcliff On Sea assessors

Can you point me to a directory of Bank of Ireland panel conveyancers in Westcliff On Sea on the Council of Mortgage Lender’s Website?

No. There is no such tool on the CML or Building Society Association sites. Very few banks make their panel listings open the public on the web. Where you are looking for a Westcliff On Sea property lawyer on the Bank of Ireland please make the most of our tool.

Skipton have agreed my home loan in principle, my offer on a house in Westcliff On Sea has been agreed to, what happens next?

The estate agent will want to know who your solicitors are (ensure that the property lawyers are on the bank’s approved list). Call up Skipton or the financial adviser and finalise any relevant documentation. Skipton will sellect a valuer who will get in touch with the estate agent or vendor to book a time for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Skipton will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Westcliff On Sea.

About to purchase a new build flat in Westcliff On Sea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Westcliff On Sea

Please confirm the Lease plans are architect prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision.

In scouring the web for the words cheap conveyancing in Westcliff On Sea it shows results of numerous property lawyersin the area. With so much choice what is the best way to find the right conveyancer for the sale of my house?

The preferential method of finding a suitable conveyancer is through a trusted recommendation, so enquire of friends and family who have bought a property in Westcliff On Sea or the local estate agent or mortgage broker. Charges for conveyancing in Westcliff On Sea vary, so it's sensible to obtain at least four fee estimates from different solicitors. Dont forget to clarify that the costs are guaranteed not to escalate.

Do you have any top tips for leasehold conveyancing in Westcliff On Sea with the intention of speeding up the sale process?

• Much of the frustration in leasehold conveyancing in Westcliff On Sea can be bypassed if you appoint lawyers as soon as you market your property and request that they start to collate the leasehold documentation which will be required by the purchasers’ representatives.
If you have had any disputes with your landlord or managing agents it is essential that these are settled prior to the flat being marketed. The buyers and their solicitors will be reluctant to purchase a flat where there is an ongoing dispute. You will have to accept that you will have to pay any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is better to present the dispute as historic rather than ongoing. You believe that you know the number of years left on your lease but it would be advisable verify this via your lawyers. A purchaser's conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the remaining number of years is below 80 years. It is therefore important at an as soon as possible that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. Some Westcliff On Sea leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their lawyers.

I own a garden flat in Westcliff On Sea, conveyancing formalities finalised in 1999. How much will my lease extension cost? Corresponding flats in Westcliff On Sea with over 90 years remaining are worth £201,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 2090

You have 65 years remaining on your lease the likely cost is going to span between £13,300 and £15,400 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.

What is the reason for my lawyer requiring various items of identification before they can commence with selling or buying a property in Westcliff On Sea?

Westcliff On Sea conveyancers are required by the Law Society, SRA, HM Land Registry and current AML Regulations to record that the have checked the identity of their clients. It will also be a condition of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to stamp duty land tax and need to have details such as your full names, national insurance number and date of birth.