It is a dozen years since I bought my home in Sheerness. Conveyancing solicitors have recently been instructed on the sale but I can't find the deeds. Will this cause complications?
You need not be too concerned. First the deeds may be retained by your lender or they may still be with the conveyancers who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Most conveyancing in Sheerness relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is not insurmountable.
My stepmother informed me that in purchasing a property in Sheerness there could be various restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are a number of properties in Sheerness which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Sheerness should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are aiming to move property in November. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Sheerness. Conveyancing firm was organised before I stumbled across this website.
On the afternoon of completion you can pick up the keys from your property agent but this can only take place once the vendors lawyers advise the agent that the monies to complete are in and the keys can be passed over. Subsequently you will need to tell the removal men that you are ready to move in. We are not in a position to suggest a particular removal company but can help you choose a residential property solicitor in Sheerness or a firm that specialises in conveyancing in Sheerness.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Sheerness bank branch on numerous occasions and was advised it wasn't an issue and they would lend. My Sheerness conveyancing solicitor - who is on the bank conveyancing panel- called and was told they would not lend based on their specific requirements. Who do I believe?
As long as the solicitor is on the bank panel, she or he must comply with the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
The deeds to our property are lost. The lawyers who did the conveyancing in Sheerness 10 years ago no longer exist. What do I do?
In today’s world there are copies made of almost everything, and your lawyer will know exactly where to find all the relevant paperwork so you can buy or dispose of your house without a hitch. Where copies can’t be located, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on your premises.
My husband and I are first time buyers - had an offer accepted, yet the selling agent has warned us that the seller will only issue a contract if we instruct their chosen lawyers as they want an ‘expedited deal’. Our preferred option is to instruct a local conveyancer used to conveyancing in Sheerness
We suspect that the seller is not behind this requirement. Should the vendor desire ‘a quick sale', turning down a serious purchaser is not the way to achieve this. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you intend to instruct your own,trusted Sheerness conveyancing lawyers - as opposed tothose that will give their estate agent a introducer fee or hit his conveyancing targets pre-set by HQ.
I have been looking for Sheerness competitive conveyancing fees. Can I be sure that all the Sheerness law firms that are identified on your site are on the bank conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Sheerness conveyancing solicitor being on the bank conveyancing panel is incorrect.