Can you help? My Isle of Sheppey lawyer is assuring me that she is duty bound toconduct Isle of Sheppey conveyancing searches resulting from the fact thatthe firm are on the Lloydssolicitor panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a lender your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Isle of Sheppey conveyancing searches.

In what way does my ID and proof of funds have anything to do with my conveyancing in Isle of Sheppey? What am I being asked for?

You are right in these requests have nothing to do with conveyancing in Isle of Sheppey. Nowadays you can not proceed with any conveyancing deal if you have not providing evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Please note that if you are providing your driving licence as proof of ID it needs to be both the paper section as well as the photo card part, one is not acceptable in the absence of the other.

Evidence of the source of funds is mandated under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer will need to have this information on file. Your Isle of Sheppey conveyancing lawyer will require evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask further questions concerning the source of monies.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Isle of Sheppey so that I can attend their offices when needed.

As opposed to 12 years ago, the vast majority banks no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to hand over ID documents and there are still manifest advantages to using a local solicitor, in your case a conveyancing solicitor in Isle of Sheppey.

About to purchase a new build flat in Isle of Sheppey. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Isle of Sheppey

Please confirm the Lease plans are surveyor prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

How simple is it to use your search facility to select a conveyancing solicitor in Isle of Sheppey on the panel for my lender?

1st select a lender such as Halifax, Barnsley Building Society or Bank of Ireland then type in your preferred area for instance Isle of Sheppey. Conveyancing firms in Isle of Sheppey and across England and Wales should be listed.