I am acquiring a newly constructed apartment in Queenborough and my solicitor is informing me that she has to the bank to disclose incentives from the builder. I am under pressure to exchange and I don't want to delay the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your . A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Due to the advice of my in-laws I had a survey completed on a property in Queenborough before appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will not issue a mortgage on this type of house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. If you contact us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Queenborough. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Queenborough to see if the conveyancing will be more expensive.

I am 3 weeks into a leasehold purchase having been directed to a firm by the local agent to handle our conveyancing in Queenborough. We are not happy. Could you you assist me in finding new conveyancers?

A conveyancer would need to be very poor to suggest diss instructing them. Has your loan offer been generated? If so you will need to make them aware of the new contact details and have the loan are re-issued. The solicitor ideally needs to be on the lenders approved list to avoid added expenses and delays. So that should be your starting point. Our search tool can help you find a lender approved lawyer for your conveyancing in Queenborough

I inherited a 2 bed flat in Queenborough, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Queenborough with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 levied per year. The lease runs out on 21st October 50

With just 50 years left to run the likely cost is going to range between £36,100 and £41,800 plus costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.

What is the difference between surveying and conveyancing in Queenborough?

Conveyancing - in Queenborough or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the defects prior to you complete your move.