Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Burnham On Crouch?
There are two types of lawyers who can perform conveyancing in Burnham On Crouch namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the sale or purchase of property. They are both duty bound to perform Burnham On Crouch conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary procedures will be appropriately followed.
We previously appointed solicitors locally in Burnham On Crouch on the RBS solicitor approved list. They are now charging me a separate charge for dealing with the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your lawyer is entitled to charge a fee for this. The charge is not dictated by RBS but by your Burnham On Crouch property lawyer. Some firms on the RBS panel will quote ’dealing with mortgage’ fee and others do not.
My offer was accepted on an apartment in Burnham On Crouch on 5/8/2025, valuation was booked 2 days after, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Burnham On Crouch is where the house is located. Is there any guidance you can impart?
Flying freeholds in Burnham On Crouch are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Burnham On Crouch you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burnham On Crouch may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My father-in-law has urged me to instruct his conveyancing solicitors in Burnham On Crouch. Should I find my own solicitor?
Much as we are happy to recommend a Burnham On Crouch conveyancing lawyer the ideal way to find a conveyancing lawyer is to seek referrals from friends or relatives who have previously instructed the solicitor you're are thinking of instructing.
Last March I purchased a leasehold property in Burnham On Crouch. Do I have any liability for service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a 2 bed flat in Burnham On Crouch, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Similar properties in Burnham On Crouch with over 90 years remaining are worth £181,000. The ground rent is £55 per annum. The lease runs out on 21st October 2076
With 51 years left to run we estimate the premium for your lease extension to range between £30,400 and £35,200 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.
Should I cancel the direct debit for my mortgage with Barclays once a completion date for my sale in Burnham On Crouch has been set?
No, you must keep meeting any mortgage payments to Barclays pending the mortgage being repaid from the proceeds of sale as part of your Burnham On Crouch conveyancing.