As a novice what is the most important piece of guidance you can impart concerning purchase conveyancing in Rainham Kent?

Not many law firms shout this from the rooftops but conveyancing in Rainham Kent and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there is an abundance of opportunity for confrontation between you and other parties involved in the house moving process. For example, the vendor, property agent and on occasion the mortgage company. Appointing a lawyer for your conveyancing in Rainham Kent an important selection as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to protect your legal interests and to keep you safe.

Every so often a third party with a vested interest may try and sway you that it is in your interests to do things their way. For example, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your financial adviser may tell you to do something that is against your solicitors guidance. You should always trust your lawyer above all other parties in the home moving process.

My bid for a property was accepted at auction in Rainham Kent. Conveyancing is needed. What is next?

Having to all intents and purposes signed on the dotted line you now have to find a conveyancing solicitor as a matter of priority as you are faced with a pending deadline in which to complete the purchase. Every auction property should have an associated legal pack. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You need to give this to the conveyancer working for you as soon as possible. You also need to ensure that you have funds in place to complete on the on the contractual date .

My stepmother informed me that in purchasing a property in Rainham Kent there could be a number of restrictions prohibiting external alterations to the property. Is this right?

There are a number of properties in Rainham Kent which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Rainham Kent should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

When it comes to lenders such as Lloyds, do Rainham Kent lawyers face a fee to be on the list of approved solicitors?

We are not aware of any bank fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

Do I need to take out insurance to cover chancel repairs when acquiring a residence in Rainham Kent?

Unless a prior acquisition of the property took place post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Rainham Kent to continue to suggest a chancel search and or insurance against a claim.

How does conveyancing in Rainham Kent differ for new build properties?

Most buyers of new build premises in Rainham Kent contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Rainham Kent tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rainham Kent or who has acted in the same development.

What tools are available to identify a Rainham Kent law firm on the Virgin Money conveyancing panel? I have a car and am prepared to travel upto 20kilometers to meet the conveyancer.

You can use the facility on this website. Please select a lender and your location and you will see a number of Rainham Kent conveyancing lawyers locally. We have listed some Rainham Kent conveyancing firms at the bottom of this page and you can contact them to verify if they are on the Virgin Money panel