I require conveyancing for a flat in a relatively new development (6 years built) in Rainham Kent. 95% of the flats have already been disposed of. Is it strictly necessary to order local searches as part of conveyancing in Rainham Kent?
If you getting a loan, your lender will insist on some (many) of the searches so you'll have no choice. If not, then Rainham Kent conveyancing searches are for you to decide upon. No doubt your conveyancer, will 'advise', perhaps strongly, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to switch to another solicitor for your conveyancing in Rainham Kent.
Can I use your services to recommend a Conveyancing solicitor in Rainham Kent even if I’m not purchasing or disposing of a house, for instance where I want to buy an office in Rainham Kent with a loan from Chelsea Building Society?
The service is predominantly used to select domestic conveyancing solicitors in Rainham Kent but we have set out at the end of this page a few Rainham Kent commercial conveyancing firms. You should make contact with the firm directly to see if they can also act for Chelsea Building Society
We are getting a further advance on our mortgage from TSB as we intend to carry out improvements to our house in Rainham Kent. Are we obliged to select a nearby Rainham Kent solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB do not ordinarily require firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
My wife and I are spending time viewing houses in Rainham Kent and I am about to put in an offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with UBS.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are obtaining a mortgage with UBS, ask your prospective lawyers if they are on the UBS conveyancing panel otherwise they can't do the mortgage legal work.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Rainham Kent building society branch on various occasions and was told it wasn't a problem and they would lend. My Rainham Kent conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend based on their published requirements. I have no idea who is right.
The conveyancing practitioner has to comply with the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am looking for a flat up to £235,500 and identified one near me in Rainham Kent I like with a park and railway links in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Rainham Kent in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan that many years will likely be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
I am looking to sell my home. My past solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Rainham Kent if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Rainham Kent. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.