I am purchasing a house without a mortgage in Rainham Kent. I have lived for the previous twelve years in Rainham Kent. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a mortgage, then almost all of the Rainham Kent conveyancing searches are at your discretion. Your conveyancer will try and sway you, perhaps strongly, that you should have searches done, but he has a professional duty to take that path of encouragement . One thing to consider; if you are intend to sell the house in the future, it may be of importance to your prospective purchaser what the searches disclose. On occasion houses with day to day issues can still show up unpredicted search results. A competent conveyancing solicitor in Rainham Kent will provide you some helpful advice concerning this.

Please explain the implications if my solicitor is suspended from the Yorkshire BS Solicitor panel ahead of completing my conveyancing in Rainham Kent?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

Please help - my lawyer says that chancel insurance is required on my purchase. What is the level of cover for Rainham Kent conveyancing?

The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such policies.

My fiancee and I are in the process of viewing flats in Rainham Kent and I am now considering a potential offer. Is it best to have my conveyancer on ‘stand by’? I will be getting a mortgage with Clydesdale.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. Given that you are seeking a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.

My offer was accepted on an apartment in Rainham Kent on 6/8/2025, valuation was booked 2 days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Just had an offer accepted on a new build apartment in Rainham Kent. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Rainham Kent

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Is it the case that all Rainham Kent legal practices on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can go into your high street lender branch in Rainham Kent. the probability is that they will know some good conveyancing solicitors in Rainham Kent