Are there restrictive covenants that are commonly picked up as part of conveyancing in Wellingborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Wellingborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a property in Wellingborough ahead of retaining conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will refuse to issue a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wellingborough. Conveyancing will be smoother if you use a solicitor in Wellingborough especially if they regularly deal with such properties in Wellingborough.
Is it simple use your search facility to find a conveyancing practitioner in Wellingborough on the authorised to act for my bank?
Step one is to choose a mortgage company such as Barclays , Barnsley Building Society or Nottingham Building Society then type in your location for instance Wellingborough. Conveyancing practices in Wellingborough and beyond will then be identified.
Am I best advised to instruct a Wellingborough conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can deal with the legal work however her office is 200miles drive away.
The benefit of a high street Wellingborough conveyancing firm is that you can pop in to sign paperwork, present your ID and pester them where appropriate. Having local Wellingborough know how is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and in the main were impressed that must trump using an unfamiliar Wellingborough conveyancing lawyer just because they are local.
I am in the process of buying my 1st property in Wellingborough. Conveyancing practitioner has been appointed. The financial consultant pointed out that a survey is not needed as the property was only built 22 years ago.
At the very least you should have a Home Buyer's Report. As the premises is over ten years old the property will be without a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report may be sufficient. They will highlight any obvious problems and recommend further investigation if relevant. If there are any signs of problems obtain a comprehensive Building Survey from the beginning.