Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Moulton so that I can attend their offices when needed.

Nowadays approved lawyers for mortgage companies carry out all of the work via Royal Mail, e-mail or over phone calls. This means that they can undertake the legal work for your home move no matter where you live in England or Wales. That being said you can check if you have the option of attending the offices of your conveyancing lawyer if needed.

I have a 4 bedroom Victorian property in Moulton. Conveyancing lawyer represented me and Halifax. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moulton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.

I am buying my first flat in Moulton with the aid of help to buy. The developers would not budge the price so I negotiated £7000 of additionals instead. The sale representative told me not inform my lawyer about this side-deal as it would impact my loan with Skipton Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What is different about your site and alternative online quote calculators when it comes to conveyancing in Moulton?

At this site receive a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Moulton. As opposed to estate agents and brokerage sites we do not have referral arrangements with solicitors. Some agents and online brokers 'recommend' solicitors that pays the highest kickback, rather than the best value conveyancing in Moulton

What are your top tips when it comes to appointing a Moulton conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a conveyancer for your lease extension (regardless if they are a Moulton conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with several firms including non Moulton conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:

If the firm is not ALEP accredited then what is the reason? How many lease extensions have they carried out in Moulton in the last year?

Leasehold Conveyancing in Moulton - A selection of Queries before Purchasing

Are any of leasehold owners in dispute over their service charge payments? Where a Moulton lease has no more than 80 years it will affect the value of the flat. Check with your lender that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease at some point and it is worth discovering what this would cost. For most Moultonlease extensions you would be required to have been the owner of the premises for two years before you are legally able to exercise a lease extension. Its a good idea to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues such as the upkeep of the common parts. Don't be shy to ask prospective neighbours if they are happy with them. Finally, investigate as to the dates that you are obliged pay the service charge to the relevant party and precisely how they are spending the funds.