Am I correct in assuming that the fact that my solicitor in Portishead is not on my bank's conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
That would more than likely be an incorrect assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Portishead conveyancing practice and ask them why they are no longer on the approved list for your bank.
Can I use your services to recommend a Conveyancing solicitor in Portishead even where I’m not buying or disposing of a house, for example where I wish to buy a shop in Portishead with a mortgage from Bank of Scotland?
Our search tool is predominantly there to find domestic conveyancing solicitors in Portishead but we have set out towards the end of this page some Portishead commercial conveyancing firms. You will need to make contact with the company directly to establish if they can also act for Bank of Scotland
I am about to put a bid on a leasehold property in Portishead. The estate agents say that it is the norm for flats in Portishead to have less than 75 years remaining. I am taking out a mortgage with Chelsea Building Society. Is this going to be acceptable if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/9/2025 the requirements read as follows :
Is it possible to transfer to a new solicitor as I have to find a firm on the The Royal Bank of Scotland conveyancing list. I hired a high street conveyancing solicitor in Portishead round the corner but the firm is not approved by The Royal Bank of Scotland
It would be our pleasure to assist you select a conveyancing solicitor in Portishead on the The Royal Bank of Scotland panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Portishead. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Portishead.
Me and my partner are expecting to complete on the purchase a property in Portishead but as a consequence of damage from the recent storms I have negotiated reparation from the current proprietors of £3k in the form of a adjustment in the price. I had intended this to be addressed as part of the conveyancing process however my bank will not agree to this. Should they have been approached?
The lawyer that is on a mortgage company approved list is duty bound to inform the mortgage company of any amendments to the sale price. If you prohibit your conveyancer to report the reduction to your mortgage company then they would need to disinstructing themselves from acting for you and the mortgage company.