The housing market in Portishead is hotting up. What can I do to expedite matters?

First, If you are under pressure for your conveyancing it is advisable to make sure that your solicitor is familiar with the location as they will benefit local contacts and insight. It is possible that they may have transacted otherproperties in the same neighbourhood. You would be best advised to use a Portishead conveyancing lawyer. Second, ensure that the lawyer is on the lender panel. It is claimed that 18% of Portishead conveyancing deals are suspended or derailed after finding out that a purchaser’s solicitor was not on their banks panel. This can often result in the conveyancing being frustrated by almost 21 days. It is said that this issue affects in the region of 100,000 home sales annually. Most Portishead conveyancing practices can not act for certain mortgage companies so do check at the outset.

We are selling our apartment in Portishead. Does the lawyer have to be required to be on the RBS conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

Will our lawyer be raising questions about flooding as part of the conveyancing in Portishead.

The risk of flooding is if increasing concern for lawyers dealing with homes in Portishead. Some people will purchase a house in Portishead, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to give advice on flood risk, but there are a various checks that may be carried out by the buyer or on a buyer’s behalf which will figure out the risks in Portishead. The standard information sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the seller to find out if the property has ever been flooded. In the event that the premises has been flooded in past which is not disclosed by the seller, then a buyer may commence a compensation claim stemming from an incorrect reply. The buyer’s conveyancers should also carry out an environmental search. This should indicate whether there is any known flood risk. If so, further investigations should be carried out.

The deeds to our property can not be found. The lawyers who did the conveyancing in Portishead 5 years ago have long since closed. What are my options?

Gone are the days when you need to have the physical original deeds to prove you own the land or premises, as the Land Registry have everything they need in a digital format.

I am looking into buying my first house which is in Portishead and I am already nervous. I couldn't find anything specific about Portishead. Conveyancing will be needed in due course but do you know about the Portishead area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Portishead. In the meantime here are some basic statistics that we found