My grandmother passed away last year and as sole heir and executor I was left the property in Undy. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?

Given you plan to refinance then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Undy?

Two types of professional can carry out conveyancing in Undy namely CLC regulated conveyancers or solicitors. The two can handle the legal services that required to complete the disposal or acquisition of property. They are both duty bound to conduct Undy conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that the requirements and procedures will be accurately adhered to.

I am expecting a DIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Undy solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Undy solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

Our sealed bid on a semi in Undy has been agreed to, the sellers do nevertheless have an associated purchase. The vendors have put an offer on a property, but it’s not yet tied up, and have viewings of other apartments in the pipeline. I have instructed a nearby conveyancing solicitor in Undy. What do I do now? At what stage should I apply for the mortgage with Virgin Money?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is in the region of one thousand pounds, then valuation, Undy conveyancing search fees, etc). The first thing to do is ensure that your conveyancer is on the Virgin Money approved list. Concerning the subsequent steps this very much dictated by the specifics of your transaction, attraction to the property and on the state of the market. During a hot market some home buyers would apply for a home loan with Virgin Money and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with the conveyancing in Undy.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Undy?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Undy. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Just had an offer accepted on a new build flat in Undy. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Undy

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared.

I am downsizing from my property. My past lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Undy if that makes a difference.

Do use our search tool to help you find a solicitor for your conveyancing in Undy. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.