How can we tell if a Blagdon conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Blagdon getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your conveyancing.
I can not fathom if my bank requires a lease extension. I have telephoned my Blagdon bank branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Blagdon conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your solicitor has to follow the Council of Mortgage Lenders’ Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Blagdon solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Blagdon postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Blagdon.
A friend advised me that where I am buying in Blagdon I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Blagdon conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Blagdon around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Blagdon Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Blagdon Education with plans and statistics, Local Amenities and other useful information regarding Blagdon.
I am a sole trader hoping to lease a unit on the high street. Can you recommend lawyers offering no-move-no charges for non-domestic conveyancing in Blagdon for under 2k?
We can recommend firms who have specialist knowledge of commercial conveyancing in Blagdon, including the disposal and acquisition of businesses as well as simply property. If you are hoping to buy or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the costs this will depend on the structure and nuances of the proposed transaction. Please provide us with your details or telephone us so that we can supply you with comprehensive commercial conveyancing quote.
I have been sourcing a conveyancing practitioner in Blagdon for my sale. Can I check a firm’s record with the profession’s regulator?
Anyone may review published Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could monitor call for training purposes.
Me and my partner are hoping to buy a three room bungalowin Blagdon with a home loan from a mortgage company. We have a lawyer in Blagdon yet our lender says he's not on their "panel". We have to appoint one of the our lender panel solicitors or stay with our Blagdon solicitor and incur the extra costs for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including most conveyancing solicitors in Blagdon : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.