Having been suggested to visit your web site we were going to go ahead with a conveyancing solicitor in Banwell recommended by you but stumbled across some other costs illustrations on the internet appear less expensive – why is this?

You can find hundreds of conveyancers marketing at first sight what seems to be very low prices. We would urge you to think twice about how much you respect your own move to want to take 'cheap' risks over the quality of the conveyancing. Some hide extras well inside the terms of business. The solicitors that we list for conveyancing in Banwell will notbehave this way.

It is 10 years ago since I bought my house in Banwell. Conveyancing lawyers have recently been retained on the sale but I am unable to track down my deeds. Will this cause complications?

You need not be too concerned. First there is a possibility that the deeds will be kept by the lender or they could be archived with the solicitor who acted in the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Banwell relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.

I am due to move property in March. Will my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Banwell. Conveyancing solicitor was organised prior to coming across your site.

On the afternoon of completion you will need to collect the keys from your estate agent however this should only occur after the sellers conveyancers confirm to the agent that the monies to complete are in and the keys can be given over. You can advise the removal company that they can start moving you in. We are not in a position to recommend a particular removal organisation but can assist you in locating a residential property solicitor in Banwell or a lawyer that specialises in conveyancing in Banwell.

I had an offer accepted on a property in Banwell on 31/10/2025, valuation was booked 3 days after, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.

After what feels like an age I have had an offer on an apartment in Banwell agreed to, the vendors do however have a connected purchase. The vendors have offered on a property, however it’s not yet agreed to, and have viewings of other apartments booked. I have instructed a high street conveyancing solicitor in Banwell. What do I do now? When should I get the mortgage application with Leeds Building Society going?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Banwell conveyancing search costs, etc). The first course of action is to check that your conveyancer is on the Leeds Building Society conveyancing panel. Regarding the subsequent phase this very much dictated by the circumstances of your transaction, desire for the property and on the state of the market. During a buoyant market the majority of purchasers will apply for a home loan with Leeds Building Society and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to move forward with the conveyancing in Banwell.

My colleague suggested that where I am purchasing in Banwell I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes quoted for as part of the standard Banwell conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Banwell around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Banwell Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Banwell.

Are there common defects that you encounter in leases for Banwell properties?

There is nothing unique about leasehold conveyancing in Banwell. All leases are drafted differently and drafting errors can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

A provision for the recovery of money spent for the benefit of another party.

A defective lease can cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Santander, Bank of Scotland, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to pull out.

Banwell Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying

Make sure you discover if the the lease contains any onerous restrictions in the lease. For instance plenty of leases prohibit pets being allowed in certain buildings in Banwell. If you like the propertyin Banwell but your dog can’t make the move with you then you have a very hard determination. You should want to find out as much as possible concerning the managing agents as they will either make living at the property much easier or much more difficult. As the proprietor of a leasehold property you are often at the mercy of the managing agents both financially and when it comes to day to day matters like the upkeep of the common parts. Don't be afraid to ask prospective neighbours what they think of their service. On a final note, be sure you understand the dates that you are obliged pay the maintenance charge to the relevant party and precisely what it includes. Does this lease have in excess of 82 years remaining?