A relative advised me that in purchasing a property in Caerwent there could be a number of restrictions preventing external changes to the property. Is this right?

We are aware of a number of properties in Caerwent which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Caerwent should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My wife and I purchasing a terrace house in Caerwent. The intention is to carry out a loft conversion at the property.Will legal investigations on the property involve checks to determine if these alterations were previously refused?

Your property lawyer will check the deeds as conveyancing in Caerwent will on occasion reveal restrictions in the title documents which prevent certain alterations or necessitated the consent of another owner. Many works need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.

I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Caerwent property lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Co-operative has sent the Land Registry the discharge electronically, and
3. Co-operative has instructed the Land Registry to do so

I need some fast conveyancing in Caerwent as I am faced with a deadline to exchange contracts in less than 2 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?

If.Given you are are a cash buyer you have the choice not to have searches conducted although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Caerwent the following are examples of issues that can appear and therefore impact future saleability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...

I have todaybeen informed that Stirling Law have closed. They carried out my conveyancing in Caerwent for a purchase of a leasehold apartment 10 months ago. How can I establish that my home is in my name in the name of the previous owner?

The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Caerwent conveyancing specialists.

I opted to have a survey completed on a house in Caerwent ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some lenders may not issue a loan on this type of house.

It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Caerwent. Conveyancing may be slightly more expensive based on your lender's requirements.

As co-executor for the will of my uncle I am selling a property in Swansea but I am based in Caerwent. My solicitor (who is 300 kilometers awayhas requested that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Caerwent who can attest this legal document for me?

strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Caerwent based