My grandfather passed away six months ago and as sole heir and executor I was left the house in Pitstone. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Pitstone for a purchase of a freehold house 10 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The quickest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pitstone conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Pitstone is the location of the property. Can you offer any advice?
Flying freeholds in Pitstone are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pitstone you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pitstone may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to change solicitor as I have to retain a firm on the Platform Home Loans Ltd conveyancing list. I hired a local conveyancing solicitor in Pitstone five minutes from me but he is not approved by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Pitstone on the Platform Home Loans Ltd panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Pitstone. In making use of the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Pitstone and throughout England and Wales.
Please can you explain what my options are if my Pitstone conveyancing searches reveals detrimental results?
Normally, most concerns arising from Pitstone conveyancing search results can be dealt with prior to completion or indemnity insurance may be put on cover. You should note that although you are purchasing the property and may be willing to accept the search results, your building society or bank may not, and when all said and done have the final decision.