My husband and I are acquiring a new build duplex in Aston Clinton and my solicitor is informing me that she has to the lender to disclose incentives from the seller. I am nearing the developer’s deadline to exchange contracts and my preference is not to prolong the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Completed the sale of my flat in Aston Clinton last April but the buyer keeps telephoning me to moan that his solicitor needs to hear from mysolicitor. What should my lawyer have done following completion?

Following your house sale your conveyancer should forward the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor should also send confirmation that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion steps specific conveyancing in Aston Clinton.

I'm buying a new build house in Aston Clinton with the aid of help to buy. The developers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not inform my conveyancer about the extras as it could affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a house in Aston Clinton ahead of appointing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders will not issue a mortgage on such a house.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you contact us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Aston Clinton. Conveyancing may be slightly more expensive based on your lender's requirements.

I am using a search engine for the term on line conveyancing in Aston Clinton it reveals numerous conveyancersin the vicinity. With so much choice what is the best way to find the suitable property lawyer for my move?

The best way of finding a suitable conveyancer is via personal testimonial, so enquire of colleagues and relatives who have bought a property in Aston Clinton or a local estate agent or financial adviser. Costs for conveyancing in Aston Clinton differ, so it's a good idea to obtain at least four estimates from varying types of law firms. Be sure to seek confirmation that the charges are guaranteed not to rise.