My wife and I are hoping to buy a home in Newton Longville and have instructed a Newton Longville conveyancing firm. Within the last couple of days our solicitor has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. TSB have this afternoon contacted us to inform me that they have now hit a problem as our Newton Longville lawyer is not on their conveyancing panel. Please explain?

Where you are buying a property requiring a mortgage it is standard for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Newton Longville lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another lawyer into the mix.

My partner and I are purchasing our first property. Our lawyer has e-mailedto check if we want to purchase supplemental conveyancing searches. As novices we in the dark as to what's relevant for conveyancing in Newton Longville

The type of Newton Longville conveyancing searches depends entirely on the premises, the location, the possibility of any of these risks, your knowledge of the area and risks, your overall approach to risk. What is important is that you properly understand what information the searches could provide. Then you can decide if you personally think you need that information. If unsure, ask the solicitor to explain.

My friend suggested that if I am purchasing in Newton Longville I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Newton Longville conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Newton Longville around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Newton Longville Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Newton Longville Education with plans and statistics, Local Amenities and other useful data concerning Newton Longville.

I am buying a new build apartment in Newton Longville. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Newton Longville

There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I note that you have a search directory listing law firms on the bank conveyancing panel. Do Newton Longville conveyancing companies pay you a commission if I instruct them for my own conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Newton Longville.