Do lenders provide you with an approved list of Chichester conveyancing solicitors? How do you know who is on the conveyancing panel?

Chichester conveyancing firms themselves provide us confirmation that they are on the conveyancing panel as opposed to being supplied with a list from directly.

My partner and I are intent on selling our house in Chichester and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Chichester conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Chichester. We have lived in Chichester for six years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.

It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

How does conveyancing in Chichester differ for new build properties?

Most buyers of new build or newly converted property in Chichester approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Chichester tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chichester or who has acted in the same development.

Chichester Leasehold Conveyancing - A selection of Queries Prior to buying

What is the maintenance charge and ground rent on the flat? Is the freehold reversion owned jointly by the leaseholders? The prefered form of lease arrangement is a share of the freehold. In this situation the tenants have control and notwithstanding that a managing agent is frequently employed where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

My conveyancers in Chichester have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?

It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.