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Find a Lymm and Warburton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lymm and Warburton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lymm and Warburton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lymm and Warburton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Lymm and Warburton

Me and my partner are planning to purchase a 2 bedroom apartment in Lymm and Warburton with a mortgage. We have a Lymm and Warburton conveyancer, however the mortgage company says she’s not on their "panel". We have to appoint one of the lender panel solicitors or continue with our Lymm and Warburton lawyer as well as pay for one of their panel lawyers to act for them. This feels very unfair; can we not demand that the bank use our Lymm and Warburton conveyancing practitioner ?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Lymm and Warburton conveyancing solicitor to apply to be on the conveyancing panel.

It is 10 years ago since I bought my home in Lymm and Warburton. Conveyancing solicitors have recently been instructed on the sale but I can't find my title documents. Is this a major issue?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by your mortgage company or they could be archived with the lawyers who oversaw your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Lymm and Warburton involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.

Please explain the implications if my solicitor is removed from the Clydesdale Solicitor panel ahead of completing my conveyancing in Lymm and Warburton?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

How does conveyancing in Lymm and Warburton differ for newly converted properties?

Most buyers of new build premises in Lymm and Warburton contact us having been asked by the builder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Lymm and Warburton usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lymm and Warburton or who has acted in the same development.

How much experience do your Lymm and Warburton conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Lymm and Warburton conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Lymm and Warburton conveyancers have worked on recent similar matters.

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