We wanted to use a property lawyer in Great Sankey for our house purchase. Our broker has since notified us that our bank Accord Mortgages Ltd won't deal with them. Why is this not regarded as unfair competition?

A lender can insist on a panel solicitor act for it. Borrowers are expected to bear the charges for this. Try using our database to locate a solicitor to conduct conveyancing in Great Sankey on the Accord Mortgages Ltd approved list of solicitors.

I am buying a property and the lawyer has mentioned Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this really warranted for conveyancing in Great Sankey

Unless a previous purchase of the premises completed post 12 October 2013 you can expect lawyers handling conveyancing in Great Sankey to remain encouraging a chancel search and or chancel repair liability insurance.

I own a renovated Victorian house in Great Sankey. Conveyancing solicitor represented me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Sankey and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing lawyer who completed the work.

I'm buying my first flat in Great Sankey with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not to tell my lawyer about the deal as it will impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the will of my uncle I am disposing of a house in Swansea but I am based in Great Sankey. My conveyancer (who is 260 miles from meneeds me to execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Great Sankey to witness and place their company stamp on the document?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Great Sankey based