Much to our surprise we have been notified by our mortgage broker that my Hindley the law firm I have appointed is not on the mortgage company Conveyancing panel. What can I do to be certain whether this is indeed the case?
The sensible course of action for you to take is to contact your Hindley conveyancer. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Hindley conveyancing practice that is on the conveyancing panel for your lender.
Is there a reason why leasehold purchase conveyancing in Hindley costs more?
The conveyancing fees for a leasehold premises in Hindley is often higher as compared to a freehold transaction. This is due to the additional investigations required in corresponding with the freeholder and management company to obtain information concerning whether the rent and service fee have been paid and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the block.
I am planning to acquire a flat and need a conveyancing solicitor in Hindley who is on the Yorkshire Building Society solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Hindley. We dont recommend any particular firm.
Due to the encouragement of my in-laws I had a survey completed on a property in Hindley prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks tend not give a mortgage on this type of premises.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hindley. Conveyancing will be smoother if you use a solicitor in Hindley especially if they are acquainted with such properties in Hindley.
Why do I have to send my property lawyer with a list of items of identification before I can commence with my conveyancing in Hindley?
Hindley solicitors are required by the Law Society, Solicitors Regulation Authority, the Land Registry and current AML legislation to certify that the have verified the identity of their clients. It will also be a requirement of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, national insurance number and date of birth.