My husband and I intend to remortgage our maisonette in Grappenhall with Barclays. We have a son 18 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have a couple of questions (1) Is this form unique to the Barclays conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I am looking to buy a house and need a conveyancing solicitor in Grappenhall who is on the Chelsea Building Society solicitor. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Chelsea Building Society in certain locations such as Grappenhall. We dont recommend any particular firm.

Me and my partner are purchasing a house in Grappenhall. It might be a silly question but how we can trust a conveyancer? On completion day we will need to deposit money into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am the single recipient of my late mum's estate with all property in now in my sole name, including the my former home in Grappenhall. The Grappenhall property was put into my name in August. I plan to dispose of the house. I do know about the CML six month 'rule', meaning my property ownership could be considered the same way as if I'd bought the property in August. Do I have to wait 6 months to sell?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Some banks would take a pragmatic view as this requirement is primarily there to pick up on the purchase and immediately sell or the flipping of properties.

Last month we had a mortgage agreed in principle with Nottingham. Grappenhall conveyancing practitioners have been appointed. What is the average time that one could expect to receive a mortgage offer from Nottingham?

Some lenders take longer than others. Have Nottingham done the survey? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Grappenhall?

Unless a prior acquisition of the property completed after 12 October 2013 you can take it that solicitors handling conveyancing in Grappenhall to continue to recommend a chancel search and or chancel repair liability insurance.

I am looking to buy a flat and need a conveyancing solicitor in Grappenhall who is on the lender conveyancing panel. Can you recommend a Grappenhall or local Grappenhall solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Grappenhall. We dont recommend any particular firm.