Having sold my house in Grappenhall last December yet the purchaser is telephoning every few hours complaining that his lawyer needs to hear from myconveyancer. What are the post completion sale legalities now that I have sold?

Post completion of your house sale your conveyancer should forward the transfer deeds and all additional paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor should also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There is unlikely to be post completion formalities peculiar conveyancing in Grappenhall.

4 months have elapsed following my purchase conveyancing in Grappenhall completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Grappenhall benefiting from help to buy. The sellers refused to reduce the amount so I negotiated 6k of additionals instead. The estate agent suggested that I not reveal to my conveyancer about the side-deal as it would impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Grappenhall I like with amenity areas and transport links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Grappenhall for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.

Grappenhall Leasehold Conveyancing - Sample of Queries before buying

Where a Grappenhall lease has less than eighty years it will have adverse implications on the marketability of the flat. Check with your lender that they are willing to to proceed given the lease term. A short lease means that you will almost definitely require a lease extension sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you would need to own the property for two years before you are entitled to exercise a lease extension. What prohibitions exist in the Grappenhall Lease? This question is useful as a) areas can result in problems in the block as the common areas may start to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the managing agents you will want to know about it