My partner and I are only a couple days away from an exchange on a property in Heath and my parents have sent the exchange deposit to my . I am now advised that as the deposit has been sent from someone other than me my needs to make a notification to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I advised the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

The is duty bound to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

We note that you have a post code search directory identifying law firms on the conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Heath?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Heath.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Heath?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I need to retain a conveyancing solicitor for my conveyancing in Heath. I have chance upon a site which seems to have the perfect answer If there is a chance to get all formalities done via email that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Do I stop my mortgage payments with as soon as a completion date for my sale in Heath has been set?

No, you must maintain meeting any mortgage sums to until the mortgage is redeemed on completion as part of your Heath conveyancing.