I am getting closer to an exchange on a property in Canton and my parents have sent the exchange deposit to my conveyancing practitioner. I am now informed that as the deposit has not come from me my solicitor needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the bank about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?

Your conveyancing practitioner is legally required to check with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

My bid for a property was accepted at auction in Canton. Conveyancing is needed. What is next?

Given that you are now legally committed yourself to purchase you will need to retain a conveyancing solicitor as a matter of priority as you will have a tight deadline in which to complete the purchase. All auction property should have an associated auction pack. This will likely include most,if not all of the paperwork that your conveyancer will need. In the case of leasehold property the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You must hand this to the lawyer working for you at the earliest opportunity. Do make sure that your finances are organised to complete on the on the contractual date .

I am selling my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being difficult. The Canton solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?

It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have instructed a Canton property lawyer having checked that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?

Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Canton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I have todaydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Canton for a purchase of a leasehold flat 9 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Canton conveyancing specialists.

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My husband and I are selling a Canton house left to us 8 years ago in 2011. I have over a decades worth of conveyancing know-how and, now retired, wish to carry out the legal work. The buyer's conveyancing practitioner has informed me that their building society will not allow us to do our own conveyancing as they require the funds to be transferred to a solicitor's bank account.

Mortgage instructions to property lawyers from all CML members state that If the seller does not have legal representation the borrower's lawyers should check whether the bank needs to be told so that a decision can be made as to whether they are prepared to move forward.