It is a dozen years since I purchased my house in Grangetown. Conveyancing lawyers have just been appointed on the sale but I can't locate my title documents. Is this a problem?

You need not be too concerned. First there is a possibility that the deeds will be with the mortgage company or they may be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Grangetown relates to registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Grangetown. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/9/2025, the requirements read as follows :

I have been told that property searches are the main cause of stalling in Grangetown house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Grangetown.

In what way does the Landlord & Tenant Act 1954 affect my commercial offices in Grangetown and how can you help?

The 1954 Act provides a safeguard to business lessees, giving them the a statutory right to apply to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Grangetown is one of the hundreds of areas of the UK in which the firms we work with are based

I am on look out for some leasehold conveyancing in Grangetown. Before I get started I require certainty as to the number of years remaining on the lease.

If the lease is recorded at the land registry - and most are in Grangetown - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Grangetown - A selection of Queries before Purchasing

Its a good idea to discover as much as possible about the company managing the block as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to daily issues such as the tidiness of the communal areas. Enquire of other people what they think of their management. In conclusion, investigate as to the dates that you are obliged pay the maintenance charge to the managing agents and specifically what you get for your money. How many of the leaseholders are in arrears for their service charge payments? The best form of lease structure is a share of the freehold. In this scenario the tenants have control and notwithstanding that a managing agent is usually employed where it is larger than a house conversion, the managing agent acts for the leaseholders themselves.