Our solicitor has discovered a defect with the lease for the flat we are purchasing in Roath. The seller’s lawyers have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancer says that he must be satisfied that the bank is content with this solution. Who is the client here, us or the lender?

Even though you have a mortgage offer from the lender does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. These conveyancing instructions have to be complied with.

Do I need to pay for insurance to cover chancel repairs when buying a house in Roath?

Unless a previous purchase of the house completed post 12 October 2013 you can take it that solicitors delivering conveyancing in Roath to continue to suggest a chancel search and or insurance against a claim.

My company is looking to take an assignment of a lease of a shop on the high street. Can you recommend lawyers offering competitive costs for commercial conveyancing in Roath for under £2000?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Roath, including the disposal and acquisition of businesses as well as simply premises. Whether you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. Regarding the fees these will vary based on the structure and heads of terms of the deal. Please provide us with your details or email us so that we can supply you with a fixed commercial conveyancing quote.

I am using a search engine for the words conveyancing in Roath it brings up many conveyancersin the area. How do I determine which is the suitable conveyancing solicitor for the sale of my house?

The best method of seeking a suitable conveyancer is via trusted referral, so enquire of colleagues and relatives who have acquired a property in Roath or a local estate agent or financial adviser. Charges for conveyancing in Roath vary, so it's sensible to secure at least four quotes from varying types of solicitors. Make sure that you clarify what costs in the quote includes.

I am in need of some leasehold conveyancing in Roath. Before I get started I want to be sure as to the remaining lease term.

Assuming the lease is registered - and almost all are in Roath - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Roath Leasehold Conveyancing - Examples of Queries Prior to Purchasing

For many Roath leaseholds the outlay for major works tend not to be incorporated into the service charges, although a few managing agents in Roath require leaseholders to pay into a reserve fund and this is used to offset against major repairs or maintenance. What is the name of the managing agents?