The Adamsdown conveyancing firm handling our Adamsdown conveyancing has discovered an inconsistency between the surveyor’s assumptions in the valuation report and what is in the conveyancing documents. My solicitor says that he is duty bound to ensure that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action right?
Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
How up to date is your database of Adamsdown solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Adamsdown conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
My husband and I are purchasing a newly converted apartment in Adamsdown with a loan from Halifax.We have a Adamsdown conveyancing solicitor but Halifax informed us her practice is not listed on their "panel". we are left little option but to use a Halifax panel firm or retain our high street solicitor and fork out for a Halifax panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that Halifax use our lawyer?
No, not really. The mortgage issued to you contains various provisions, one of which will be that conveyancers needs to be on the Halifax approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Halifax
How simple is it to swap firm as I need to find a firm on the Britannia conveyancing list. I instructed a family conveyancing solicitor in Adamsdown five minutes from me but he is not accepted by Britannia
We will our best to assist in finding you a conveyancing solicitor in Adamsdown on the Britannia panel. Please note that the law firms that we work with do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Adamsdown. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Adamsdown.
I am 3 weeks into a leasehold purchase having been recommend to conveyancers by the selling agent to do our conveyancing in Adamsdown. I am am very disappointed with the level of service. Could you help me find new lawyers?
A solicitor would need to be very bad to suggest changing them. Has your loan offer been issued? If so you need to make them aware of the new contact details and have the loan are re-issued. The conveyancer should be on the lenders panel to avoid added charges and complications. So that should be your first question of the new conveyancers. The search tool will assist you in finding a lender approved solicitor for your conveyancing in Adamsdown