Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Rudry. Do I receive the keys to the house on the completion date from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Rudry?

On the day of completion you do not need to go to the conveyancers office in Rudry. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be invited to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.

I happen to be the sole beneficiary of my late mum's will and I have everything in my name now, including the house in Rudry. The Rudry property was put into my name in October. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my property ownership may be considered the same way as if I'd bought the property in October. Will no one buy the property for half a year?

The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. Some mortgage companies would take a sensible view as this clause primarily exists to pick up on the purchase and immediately sell or the flipping of properties.

I had an offer accepted on an apartment in Rudry on 8/10/2025, valuation was booked five days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Rudry?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Rudry. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Rudry is where the house is located. What do you suggest?

Flying freeholds in Rudry are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rudry you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rudry may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My partner and I may need to let out our Rudry basement flat temporarily due to taking a sabbatical. We instructed a Rudry conveyancing practice in 2001 but they have closed and we did not think at the time get any advice as to whether the lease allows us to sublet. How do we find out?

A lease dictates relations between the landlord and you the leaseholder; in particular, it will say if subletting is not allowed, or permitted but only subject to certain caveats. The rule is that if the lease contains no specific ban or restriction, subletting is permitted. Most leases in Rudry do not prevent strict prohibition on subletting – such a provision would adversely affect the market value the flat. In most cases there is a basic requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.

Rudry Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

Who is in charge of the building? The majority of Rudry leasehold properties will be liable to pay a service charge for maintenance of the block set on behalf of the landlord. Should you acquire the flat you will have to meet this liability, normally periodically throughout the year. This could vary from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a ground rent for you to pay annual, this is usually not a significant sum, say approximately £25-£75 but you need to check it because sometimes it can be surprisingly expensive. Is there a share of the freehold?

I bought a flat in Rudry last 30/9/2024 and to date it is still not recorded with HM Land Registry. It was part of a new estate and my solicitor told me that it can take one year to register. I have contacted HM Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Should I be concerned?

It is your conveyancer that you must get in touch with in order to satisfy any concerns which have been raised as part of the registration process for your Rudry property. Normal Rudry conveyancing practice includes an undertaking on the part of the previous owner’s conveyancer that they will assist in resolving any requisition raised by HMLR so it may be a case of taking action to enforce that undertaking if necessary.