Can the conveyancing lawyers indexed on your site conduct right to buy conveyancing in Hale Barns?

We have identified numerous conveyancing experts who can handle right to buy conveyancing work Please get in touch with us with a view to secure a costs illustration.

It is is a decade since I purchased my house in Hale Barns. Conveyancing lawyers have now been appointed on the sale but I can't locate the title documents. Will this cause complications?

You need not be too concerned. First there is a chance that the deeds will be kept by the lender or they may be in the possession of the conveyancers who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Hale Barns involves registered property but in the unlikely event that your home is unregistered it is more problematic but is not insurmountable.

Will our conveyancer be raising enquiries about flooding as part of the conveyancing in Hale Barns.

The risk of flooding is if increasing concern for solicitors dealing with homes in Hale Barns. There are those who acquire a house in Hale Barns, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, but there are a number of checks that can be carried out by the purchaser or by their conveyancers which will figure out the risks in Hale Barns. The standard information given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the seller to find out whether the premises has historically flooded. In the event that the residence has been flooded in past which is not revealed by the vendor, then a purchaser could issue a legal claim for losses as a result of such an inaccurate answer. The purchaser’s conveyancers may also conduct an enviro search. This should indicate whether there is any known flood risk. If so, further investigations should be made.

Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Hale Barns I like with amenity areas and station nearby, however it only has 61 years unexpired on the lease. I can't really find anything else in Hale Barns suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a home loan that many years may be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

I work for a busy estate agent office in Hale Barns where we have experienced a few leasehold sales put at risk due to leases having less than 80 years remaining. I have been given inconsistent advice from local Hale Barns conveyancing solicitors. Can you clarify whether the vendor of a flat can instigate the lease extension process for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the sale.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Hale Barns Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing

Many Hale Barns leasehold flats will incur a service charge for maintenance of the block levied by the freeholder. Should you acquire the property you will have to meet this liability, normally periodically accross the year. This can vary from a couple of hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge to be met annual, normally this is not a significant amount, say about £50-£100 but you need to enquire as sometimes it can be many hundreds of pounds. How much is the ground rent and service charge? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the leaseholders have control and notwithstanding that a managing agent is often employed if it is larger than a house conversion, the managing agent retained by the leaseholders.