My financial adviser says he needs my Hale Barns law firm’s panel member for the Nationwide conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Hale Barns branch but they cant find it on their system.

You are best placed to get this information from your Hale Barns . They should have a central record lender panel numbers.

is it true that all Hale Barns solicitor practices on the conveyancing panel are regulated by the Solicitors Regulatory Authority?

As solicitors, in order to be on the conveyancing panel they would need to be regulated by the SRA. The majority of banks do allow licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.

We are getting a further advance on our home loan from as we wish to carry out a loft conversion to our house in Hale Barns. Do we need to appoint a bricks and mortar Hale Barns solicitor on the conveyancing panel to handle the paperwork?

would not normally require a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the list.

I'm in the throws of looking at flats in Hale Barns and I am now considering a potential offer. Should I already have a in place at this stage? I am planning to take a home loan with .

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with , ask your prospective lawyers if they are on the conveyancing panel otherwise they can't do the mortgage legal work.

I am purchasing my first flat in Hale Barns with a mortgage from . The builders refused to reduce the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my lawyer about this extras as it could adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Hale Barns is the location of the property. What do you suggest?

Flying freeholds in Hale Barns are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hale Barns you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hale Barns may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

As co-executor for the estate of my father I am disposing of a house in Monmouth but reside in Hale Barns. My lawyer (who is 235 kilometers awayhas requested that I sign a stat dec before the transaction finalising. Could you suggest a conveyancing lawyer in Hale Barns who can witness this legal document for me?

strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Hale Barns