We are getting closer to an exchange on a house in Hale and my parents have transferred the 10% deposit to my conveyancer. I am now informed that as the deposit has not come from me my property lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to hold matters up?
Your property lawyer is legally required to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
I am purchasing a house and need a conveyancing solicitor in Hale who is on the Norwich and Peterborough Building Society solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Norwich and Peterborough Building Society in certain locations such as Hale. We dont recommend any particular firm.
I have todaybeen informed that Wolstenholmes have closed. They conducted my conveyancing in Hale for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hale conveyancing specialists.
I'm refinancing my primary property to a BTL mortgage with Halifax and I will use the ballance of the raised equity as a down payment on a second house. The location we are interested in is Hale. Will your lawyers be able to act for both sets of mortgage companies and tie in the transactions?
Do use our search tool on this page to ensure that the conveyancers are approved by both lenders. Having checked that they are your conveyancer will be able to connect the two deals but you should have a chat with you lawyer and communicate your expectations and requirements.
There are only Sixty One years unexpired on my flat in Hale. I need to extend my lease but my freeholder is can not be found. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. However, you will be required to prove that you have used your best endeavours to find the lessor. For most situations an enquiry agent would be useful to carry out a search and prepare an expert document to be used as evidence that the landlord is indeed missing. It is advisable to get professional help from a conveyancer in relation to devolving into the landlord’s absence and the application to the County Court covering Hale.
Hale Leasehold Conveyancing - A selection of Queries before buying
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Is there a share of the freehold? Be sure to discover if there is anything that is prohibited in the lease. For instance some leases prohibit pets being permitted in certain buildings in Hale. If you like the propertyin Hale but your dog can’t move with you then you have a very difficult determination. Is anyone aware of any major works in the near future that will likely increase the maintenance costs?