My lawyer has informed me that missing deeds insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Baguley?

The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Accord Mortgages Ltd and Coventry Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

We previously chose conveyancing lawyers locally in Baguley on the RBS solicitor approved list. They are now charging me a supplemental charge for handling the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. The charge is not set by RBS but by your Baguley property lawyer. Numerous firms on the RBS panel will charge an ‘acting for lender’ fee and others do not.

Santander have agreed my home loan in principle, my bid on a house in Baguley has been agreed to, what are the next steps?

The estate agent will want to be advised as to your conveyancing practitioner's details (ensure that the property lawyers are on the bank’s panel). Call up Santander or your financial adviser and finish off any appropriate forms. Santander will sellect a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Santander will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Baguley.

4 months have elapsed since my purchase conveyancing in Baguley concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build apartment in Baguley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Baguley

Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.

What does commercial conveyancing in Baguley cover?

Non domestic conveyancing in Baguley incorporates a broad array of guidance, provided by qualified solicitors, relating to business property. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

I have been sourcing a conveyancing practitioner in Baguley for my purchase. Can I check a firm’s complaints history with the legal regulator?

One can find documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.