Over the last few months I have been searching for a flat up to £305k and found one round the corner in Chorlton I like with open areas and transport links in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in Chorlton for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

I am downsizing from my home. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Chorlton if that affects matters.

Do use our search tool to help you find a solicitor for your conveyancing in Chorlton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

My husband and I are 18 days into a residential purchase having been recommend to solicitors by the local agent to execute conveyancing in Chorlton. I am not happy. Could you help me find new lawyers?

A solicitor would have to be really poor in order to consider diss instructing them. Has your loan offer been sent? If so you need to advise them of the new contact details and have the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company approved list to avoid escalating expenses and complications. That should be your first question of the new lawyers. The find a solicitor tool should help you find a lender approved lawyer for your conveyancing in Chorlton

Due to complete next month on a studio apartment in Chorlton. Conveyancing solicitors assured me that they report fully on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Chorlton should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? What the implications are if you are in breach of your lease terms? The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Repair and maintenance of the premises It needs to be made clear to you whether the lease allows you to add or improve aspects of the flat- you must be made aware as to whether any restrictions applies to all alterations or limited to structural alteration, and whether consent is required

I invested in buying a leasehold flat in Chorlton, conveyancing having been completed 4 years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Chorlton with over 90 years remaining are worth £181,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease comes to an end on 21st October 2076

With just 51 years remaining on your lease the likely cost is going to span between £30,400 and £35,200 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.

When it comes to my conveyancing in Chorlton should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Chorlton conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.