I have just started taking steps with the intention of changing my domestic mortgage to a Buy to Let Clydesdale mortgage. The bank has said that I must appoint a lawyer for this. I got in contact with my past Longford conveyancing practitioner who who conducted the conveyancing when I originally bought the premises. The fee calculation sent of £550 has surprised me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.

The estimate does seem a little on the high side. If you shop around you might reduce the fees marginally by perhaps a hundred pounds. That being said, providing that you were content with the conveyancing the firm offered you couldcome to rue choosing an an unknown conveyancer. Remember to be sure the firm can represent Clydesdale. Do employ our search tool to select a Longford conveyancing firm on the Clydesdale member panel, which can often include conveyancing solicitors in Longford.

I have justdiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Longford for a purchase of a freehold house 9 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Longford conveyancing specialists.

I am buying a new build flat in Longford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Longford

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I decided to have a survey carried out on a house in Longford ahead of retaining conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some banks may not grant a loan on a flying freehold home.

It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Longford. Conveyancing will be smoother if you use a solicitor in Longford especially if they are accustomed to such properties in Longford.

I was pointed in your direction by a few selling agents in Longford to select a solicitor on your site. Is there a financial advantage for Estate Agents to recommend your services over and above a competitor’s?

We don’t offer any commission for sending work our way. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.