Should conveyancers request an advanced payment when it comes to conveyancing in Cyncoed?
Where you are retaining lawyers for conveyancing in Cyncoed your lawyer will request that you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is payable against the total price then this should be asked for shortly prior to contracts are exchanged. The closing balance that is due should be sent to your lawyer shortly before completion.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cyncoed. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/7/2025, the requirements read as follows :
I happen to be the only recipient of my late grandmother’s will and I have everything in my name now, including the my former home in Cyncoed. Conveyancing formalities meant that the Land Registry date was in June. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship could be considered the same way as though I had purchased the property in June. Is the property unsalable for six months?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view banks take of it, depend on the bank as this obligation is principally there to identify the purchase and immediately sell or the quick reselling of property.
Completion of my purchase has taken place for my property in Cyncoed. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have instructed a Cyncoed conveyancer having made sure that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cyncoed postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Cyncoed.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Cyncoed is the location of the property. Can you shed any light on this issue?
Flying freeholds in Cyncoed are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cyncoed you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cyncoed may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In scouring the world wide web for the term on line conveyancing in Cyncoed it reveals many property lawyersin the area. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?
The best method of choosing the right conveyancer is through a trusted referral, so ask friends and those you trust who have bought a property in Cyncoed or a reputable estate agent or mortgage broker. Fees for conveyancing in Cyncoed differ, so it's advisable to obtain at least three fee calculations from varying types of property lawyers. Be sure to seek confirmation what costs in the quote includes.