My lawyer in Torfaen is not listed on the Platform Home Loans Ltd Solicitor Panel. Can I still use my family solicitor even though they are excluded from the Platform Home Loans Ltd list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your preferred Torfaen solicitors but Platform Home Loans Ltd will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing fees as well as result in delays.
- Find an alternative practitioner to to deal with the purchase, not forgetting to check they are on the Platform Home Loans Ltd panel
I need some quick conveyancing in Torfaen as I have pressure to complete in less than one month. Fortunately I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not taking a home loan you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Torfaen the following are instances of what can arise and therefore affect market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
The deeds to our property are lost. The conveyancers who dealt with the conveyancing in Torfaen 5 years ago have long since closed. What are my options?
Nowadays there are copies made of almost everything, and your solicitor will be aware precisely where to look for all the suitable paperwork so you may purchase or sell your house without any difficulty. Where copies are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against future claims on your premises.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Torfaen is where the house is located. What do you suggest?
Flying freeholds in Torfaen are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Torfaen you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Torfaen may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are in the process of purchasing a apartment in Torfaen. Can our conveyancing practitioner keep our purchase price confidential from the likes of Zoopla. Is this achievable and how?
HM Land Registry are legally bound to specify price paid information on a register of the title for domestic properties nationwide including homes in Torfaen. The register of title is a public document, so the Land Registry would be breaking the law excluded certain properties such as the one in Torfaen.
In essence you can make a request of HM Land Registry to hide the amount paid data yet the response would be a No.