My IFA has asked me for my Rumney lawyer’ panel member for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Rumney office but they have not got back to me yet.

Have you tried contacting your Rumney conveyancing practitioner about this?. Most Rumney law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

At what point can the exchange of contracts take place for residential conveyancing in Rumney and do I need to attend the conveyancers branch?

If you are round the corner to our conveyancing solicitors in Rumney you are welcome to attend to sign the paperwork. That being said, the law practices we work with offer a national conveyancing service and give as equally detailed and professional a job for you when dealing with you digitally. The signing of the property agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the solicitor to exchange contracts at the appropriate time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Rumney)to be in the office available at the end of the phone to exchange contracts.

2 months have elapsed since my purchase conveyancing in Rumney completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I opted to have a survey done on a house in Rumney ahead of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies may not give a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rumney. Conveyancing will be smoother if you use a solicitor in Rumney especially if they regularly deal with such properties in Rumney.

I am in need of some leasehold conveyancing in Rumney. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.

If the lease is recorded at the land registry - and almost all are in Rumney - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Rumney Leasehold Conveyancing - Examples of Questions you should ask before buying

Is the freehold owned jointly by the tenants? Make sure you enquire if there is anything that is prohibited in the lease. For example plenty of leases prohibit pets being permitted in in a block in Rumney. If you love the apartmentin Rumney however your dog can’t make the move with you then you will be presented with a difficult decision.