What does my ID and proof of funds have anything to do with my conveyancing in Great Dunmow? Why is this being asked of me?

It is indeed that case that these requests have nothing to do with conveyancing in Great Dunmow. Nowadays you will not be able to proceed with any conveyancing transaction if you have not handing over proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a utility bill. Please note that if you are providing your driving licence as proof of identification it must be both the paper element and photo card part, one is not satisfactory in the absence of the other.

Verification of your origin of monies is necessary under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must have this information on file. Your Great Dunmow conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask additional queries concerning the source of monies.

I just bought a property at auction in Great Dunmow. Conveyancing is necessary. What happens now?

Now that you are to all intents and purposes signed on the dotted line you now have to instruct a conveyancing practitioner as a matter of urgency as you are facing a fast approaching a fixed date to complete the transaction. An auction property should have a corresponding auction set of papers. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold property the legal pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You need to pass this on to the lawyer instructed by you ASAP. Do make sure that you have funds in order to complete on the on the contractual date .

My wife and I purchasing a 4 bedroom semi-detached house in Great Dunmow. Our aim is to carry out an extension to the side at the house.Will the conveyancing process include investigations to determine if these alterations were previously refused?

Your property lawyer will check the registered title as conveyancing in Great Dunmow can sometimes reveal restrictions in the title deeds which prevent certain works or require the permission of another owner. Certain extensions require local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

It is unclear whether my lender requires a lease extension. I have telephoned my Great Dunmow building society branch on a couple of occasions and was told they are content with the situation and they will lend. My Great Dunmow conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

Provided that the solicitor is on the mortgage company approved list, they must adhere to the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Various online forums that I have frequented warn that are the number one reason for hinderance in Great Dunmow house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Great Dunmow.

About to purchase a new build apartment in Great Dunmow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Great Dunmow

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

In my capacity as executor for the estate of my grandmother I am disposing of a property in Newport but reside in Great Dunmow. My lawyer (approximately 300 miles from meneeds me to execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Great Dunmow to attest and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Great Dunmow based