Do the conveyancing lawyers listed on your site handle attended exchange conveyancing in Chadwell St Mary?

There are a few conveyancing experts who can conduct attended exchanges. Please contact us to get a fee calculation and details as to availability.

I am the registered owner of a freehold house in Chadwell St Mary but nevertheless invoiced for rent, why is this and what is this?

It is rare for properties in Chadwell St Mary and has limited impact for conveyancing in Chadwell St Mary but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

My brother-in-law has suggested I instruct a conveyancing solicitor in Chadwell St Mary. I I am struggling to find out if they are accepted on the The Royal Bank of Scotland conveyancing panel. Could you assist?

The first thing to do is phone your lawyer and ask them if they can act for the lender. Otherwise you should get in touch with The Royal Bank of Scotland who may be able to confirm.

When it comes to lenders such as Clydesdale, do Chadwell St Mary solicitors incur a fee to be on the list of approved solicitors?

We are unaware of any mortgage company fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

Does a directory service exist listing Lloyds panel solicitors in Chadwell St Mary on the Council of Mortgage Lender’s Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings viewable over the internet. If you are seeking to appoint a Chadwell St Mary conveyancer on the Lloyds please make the most of our facility.

It is unclear whether my bank requires a lease extension. I have called into my local Chadwell St Mary building society branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Chadwell St Mary conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend in accordance with their specific requirements. I simply don't know who is right.

As long as the solicitor is on the bank panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am buying a new build apartment in Chadwell St Mary. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Chadwell St Mary

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan.