My lawyer has uncovered a a problem with the lease for the property we are buying in Brinklow. The other side have put forward defective title insurance as a solution. We are happy with insurance and will cover the costs. Our conveyancing practitioner has advised that he must ensure that the lender is happy with this solution. Are we the client or is the mortgage company ?

Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the bank are the client. These conveyancing instructions have to be complied with.

Completed the sale of my flat in Brinklow last May yet the purchaser is whats apping daily to moan that her conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?

Following your sale your solicitor should send the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your solicitor should also send confirmation that the mortgage has been discharged to the purchasers conveyancers. There are no post completion steps peculiar conveyancing in Brinklow.

Due to the advice of my in-laws I had a survey completed on a house in Brinklow in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend not issue a loan on a flying freehold premises.

It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brinklow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brinklow to see if the conveyancing costs will increase in light of this.

I am thinking of appointing a conveyancing practitioner in Brinklow for my remortgage. Is it possible to review a firm’s complaints history with the legal regulator?

You can search for documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.

Expecting to sign contracts shortly on a garden flat in Brinklow. Conveyancing lawyers assured me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Brinklow should include some of the following:

Information as to the provision in the lease to pay service charges - in relation to the building, and the wider rights a lessee enjoys Setting out your legal entitlements in respect of the communal areas in the block.For instance, does the lease contain a right of way over an accessway or hallways? How long the lease is. You should receive guidance as what happens when the lease expires, and aware of the importance of the 80 year mark Responsibility to repair and maintain the block. It is essential for you to know which party is duty bound to repair and maintenance of all parts of the block and estate Whether the lease restricts you from renting out the property, or working from home

Brinklow Conveyancing for Leasehold Flats - Examples of Queries before buying

Are there any major works anticipated that will likely increase the maintenance costs? For most Brinklow leaseholds the cost for major works tend not to be incorporated into the maintenance charges, although there some managing agents in Brinklow require leaseholders to contribute towards a sinking fund and this is used to offset against larger works. Best to be warned if fixing the lift or some other major work is anticipated that will be shared between the tenants and will dramatically increase the the service costs or require a one off invoice.